MTD Software for Landlords: 4 HMRC-Recognised Tools Compared
| # | Software | Free plan | From | HMRC-recognised | Files tax return | Visit |
|---|---|---|---|---|---|---|
| #1 | Landlord Vision Landlords with several properties | No | £7.99/mo + VAT | Yes | Yes | Visit Landlord Vision |
| #2 | Clear Books One property, free | Yes | £5.00/mo + VAT | Yes | Yes | Visit Clear Books |
| #3 | Sage Accounting Landlords who also have a side business | Yes | Checking | Yes | Yes | Visit Sage Accounting |
| #4 | Landlord Studio Quarterly updates only | Yes | £12.00/mo + VAT | Yes | No | Visit Landlord Studio |
In short: HMRC recognises 169 Making Tax Digital tools, and 139 of them support rental income. Only 89 of those also file your year-end tax return, so check that before you choose. For one property, a free plan from Clear Books or Sage covers both. For several properties, Landlord Vision is built for landlords.
What we found in HMRC’s list of 169 tools
We analysed every tool in HMRC’s official software finder for Making Tax Digital for Income Tax. HMRC shows the tools in random order and doesn’t recommend any of them.
| HMRC-recognised MTD software (8 November 2026) | Number |
|---|---|
| All tools | 169 |
| Tools that support UK property income | 139 |
| …that also file the year-end tax return | 89 |
| …that have a free version | 34 |
| …that are free and file the tax return | 22 |
| Tools built only for landlords | 16 |
The biggest trap is the tax return. A tool that only sends quarterly updates leaves landlords without a way to submit their final tax return through the same software.
Landlord Vision: best for landlords with several properties
Landlord Vision is property management and accounting software built for UK landlords. HMRC lists Landlord Vision as recognised for quarterly updates and the tax return, for UK property, foreign property and self-employment.
- Price: the Starter plan costs £7.99 a month + VAT for up to 4 tenancies, with a 60% discount for the first 2 years. After the discount, the price appears to be £19.97 a month + VAT.
- Free trial: 2 weeks on every plan. There is no free plan.
- Watch out: budget for the full price after the 2-year discount.
Clear Books: best free option for one property
Clear Books is UK accounting software with dedicated Making Tax Digital plans. HMRC lists Clear Books Free as recognised for quarterly updates and the tax return.
- Price: the Property Free plan costs nothing and covers one property (or properties grouped together). The paid Property plan costs £5 a month + VAT.
- No card needed to start the free plan.
- Watch out: the free plan is designed for a single property.
Sage: best for landlords who also have a side business
Sage is one of the UK’s largest accounting software providers. HMRC lists Sage Sole Trader & Landlord Free as a free, recognised tool for quarterly updates and the tax return, covering UK property and self-employment.
- Price: a free version exists. We are still checking the price of the paid plan.
- Watch out: HMRC doesn’t list foreign property income for Sage’s sole trader and landlord tools.
Landlord Studio: quarterly updates only
Landlord Studio is a property management app for landlords. HMRC lists Landlord Studio as recognised for quarterly updates only, not the tax return.
- Price: the MTD Go plan is free for up to 3 properties, but each MTD submission costs £5 + VAT. The Pro plan costs £12 a month + VAT, with free MTD submissions.
- Watch out: at the end of the tax year, you would need a second tool to submit your tax return.
How to choose MTD software as a landlord
- Count your properties. One property often fits a free plan. Several properties usually need landlord-specific features.
- Check the tax return. Make sure the software files your year-end tax return, not just quarterly updates.
- Check the real price. Look for VAT, per-submission fees and introductory discounts that end.
- Check your other income. If you are also self-employed or have foreign property, choose a tool that supports every income source you have.
- Start early. Use a free plan or trial before your first quarter, so you can switch if the tool doesn’t suit you.
Not sure whether Making Tax Digital applies to you yet? Read our guide to Making Tax Digital for landlords.
Frequently asked questions
What is the best MTD software for landlords?
The best MTD software for a landlord depends on how many properties you have. Landlords with one property can use a free HMRC-recognised plan such as Clear Books Free or Sage Sole Trader & Landlord Free. Landlords with several properties usually benefit from landlord-specific software such as Landlord Vision.
Is there free MTD software for landlords?
Yes. HMRC's software finder lists 34 free tools that support UK property income, and 22 of them also submit the year-end tax return. Clear Books Free and Sage Sole Trader & Landlord Free are two examples.
Does all MTD software file the year-end tax return?
No. Of the 139 HMRC-recognised tools that support UK property income, 89 also submit the tax return. The others only send quarterly updates, so you would need a second tool at the end of the year.
How many MTD software tools are recognised by HMRC?
HMRC's official software finder listed 169 tools for Making Tax Digital for Income Tax on 8 November 2026. 139 of them support UK property income.
Sources
This is general information, not tax advice. Check the official guidance on GOV.UK or speak to a qualified accountant about your situation.